Financing contracts, projects and orders (domestic and export) whose only collateral is the contract to finance. Less than one year term.
Working Capital credit facilities
Non-recourse Factoring, sale of receivables and associated risk. Annual renewal of the credit facility.
Factoring with recourse, sale of receivables without eliminating credit risk. Annual renewal of the credit facility.
Bills and notes discount, anticipate the payment of bills and notes with annual renewal of the credit facility.
Invoices discount, advanced and payment of receivable, with annual renewal of the credit facility.
Vendor financing, funding up to 6 months of account payables for manufacturing, stocking and delivery of products or services.
Import financing, very useful for companies with a significant volume of purchases from international suppliers, with annual renewals of the credit facility.
Export financing, very useful for companies with a significant volume of sales to international customers, with annual renewals of the credit facility.
Liquidity for working capital from 1 to 3 years term
Non Current Facilities
Asset Based Lending: Funding secured by stocks
Funding secured by stocks, commodities, machinery, contracts, accounts receivable, trademarks, patents, financial assets, and so on, for a period of up to three years.
Corporate debt provided by funds that directly mobilize financial resources in the financial markets, institutional investors, banks, family offices and provided to the non-listed companies. Alternative and complementary to traditional banking funds.
Unlike banking regulation, these operations allow longer-term mobilization, more flexible deadlines, higher volumes, but at a higher cost if it comes to projects with higher risks or fewer guarantees.
Term operation is from 3 to 10 years, for solid projects and with guarantees. There is the possibility of bridge loans to finance the transitional period until the final funding.
Working capital or capital expenditure financing with the possibility to switch debt into capital. Term from 5 to 10 years.
Financing the organic growth of the business for a period from 5 to 7 years.
Funding of a majority share of the stock or a business line acquisition. From 5 to 7 years term.
Capital Expenditure Loans
Financing facilities, furniture, tools, equipment, technological equipment, machinery for a period from 3 to 7 years.
Project Finance Loans
Financing of construction projects and infrastructure facilities, secured with the same cash flow generated by the project, based on contracts signed with outstanding customers.
International Expansion Loans
Financing of international business growth for a period from 5 to 7 years.
High tech Loans
To finance specific technological and R&D projects for a period from 5 to 7 years.
Loans with Real Estate guarantee
Funding to cover short-medium term liquidity needs, with immediate return of a business project or as a bridge loan waiting to formalize long-term funding.
Leasing for financing machinery and installations
Leasing for financing machinery and installations for a period from 3 and 15 years
Renting and Rentback
Financing of machinery and facilities with monthly installments from 3 to 7 years. Generating liquidity from equipment and facilities owned by the company with the sale and leaseback, with or without option to repurchase.
Sale & Leaseback
Financing obtained through the sale and following repurchase of its former own productive assets through a lease-purchase. Term from 3 to 20 years, depending on the asset.
Coverage of commercial, technical and financial risks, both guarantee lines to specific operations.
Resources from the Public Administration
Administration procedures and hiring public financing products offered by public agencies.
Knowledge of performance, criteria, programs and instruments available to business from regional, national and European institutions.
Funding linked to the borrower itself, pledging of shares, commercial documents, property, machinery, stocks, personal guarantees, trademarks and patents.
Funding through creation of own vehicles debt by raising funds from private investors (capital call). Excellent solution for long-term funding from an amount of €10 million.